- Home
- Frequently Asked Questions
Molina Healthcare of New Mexico may not restrict you or your eligible dependents who are enrolled in this policy from seeking medical treatment with a non-participating provider. However, should you or your eligible dependents who are enrolled in this policy obtain medical treatment with a non-participating provider You will be 100% responsible for payment and the payments will not apply to your deductible or annual out-of-pocket maximum for any of these services. For exceptions please review the following sections of the Agreement titled “Emergency Services and Urgent Care Services”, and “What if There Is No Participating Provider to Provide a Covered Service?.”
• Emergency Services
• Post Stabilization Services, unless the Member waives Balance Billing protections
• Services by a Non-Participating Provider at a Participating Facility that is a hospital, ambulatory surgical center or other Participating Facility required by State Law, unless the Member waives Balance Billing protections and Post Stabilization Services
• Services from a Non-Participating Provider that are subject to Prior Authorization (including providers for mental health or substance use disorder services)
• Exceptions described in the “Non-Participating Provider at a Participating
Provider Facility” section
• Exceptions described in the “No Participating Provider to Provide a Covered
Service” section
• Exceptions described in the “Continuity of Care” section
• Exceptions described in the “Transition of Care” section
• In the event medically necessary covered services are not reasonably available through a participating provider, Molina and the PCP or other participating provider shall refer a covered person, once prior Authorization is obtained, to a nonparticipating health care professional and shall fully reimburse the non-participating health care professional at the usual, customary, and reasonable rate or at an agreed upon rate. Before Molina denies a referral to a non-participating provider or health care professional, the request will be reviewed by a specialist similar to the type of specialist to whom a referral is requested.
To locate a Participating Provider, please refer to the provider directory at
MolinaMarketplace.com or call Member Services to request a hard copy. Molina will
provide an updated provider list biennially, pursuant to 13.10.23.8D NMAC.
A grace period is a period of time after a member’s premium payment is due and has not been paid in full. If a subscriber hasn’t made full payment, they may do so during the grace period and avoid losing their coverage. The length of time for the grace period is determined by whether or not the subscriber receives an advance payment of the premium tax credit (APTC).
A prior authorization is an approval from Molina which confirms that a requested health care service, treatment plan, prescription drug or item of durable medical equipment has been determined to be medically necessary and is covered under your plan Molina’s Medical Directors and your doctor work together to determine the medical necessity of covered services before the care or service is given. This is sometimes also called a prior approval.
You should consult your agreement to determine what services require prior authorization under your plan. If you do not obtain prior authorization for the specified services, claims for benefit payment may be denied, impacting your out-of-pocket costs.
For Non-Urgent or Routine Medicine authorization requests– if you do not have an urgent need for a prescription drug, Molina will resolve the request within three business days if your provider:
o Uses the prior authorization request form approved by the New Mexico
Office of Superintendent of Insurance;
o Requests an exception from an established step therapy process; or
o Requests to prescribe a drug that Molina does not usually cover.
For all other routine prior authorization requests, Molina will provide a decision within seven (7) business days of receipt of the request.
Medical conditions that may cause a serious threat to your health are processed within 24 hours from receipt of all information, or shorter as required by law. These are considered urgent requests.
Meeting these time frames depends on our receipt of sufficient information to evaluate the request. If we do not deny a complete prior authorization request within these time frames the request is automatically approved.
Molina has a list of drugs, devices, and supplies that are covered under the plan's pharmacy benefit. The list is known as the formulary. The formulary shows prescription and over-the-counter products plan members can get from a pharmacy using Molina coverage. It also shows coverage requirements, limitations, or restrictions on the listed products. The formulary is available at www.MolinaMarketplace.com. A hardcopy is also available upon request.
If your prescription drug is not listed on the formulary, your provider may request a formulary exception by sending a form and supporting facts to let Molina know how the drug is medically necessary for your condition. The process is similar to requesting prior authorization for a formulary drug.
The pharmacy "New Mexico Prior Authorization Form" and instructions for completing the request can be found here.
Molina Marketplace
Provider Phone: (855) 322-4078
Member Phone: (888)-295-7651
Fax: (866) 472-4578
If the request is approved, we will notify your provider. If it is not approved, we will notify you and your provider, including the reasons why. Drugs that are not on the Formulary may cost you more than similar drugs that are on the formulary if covered on exception.
There are two types of formulary exception requests:
Expedited exception request – this is for urgent circumstances that may seriously jeopardize your life, health, or ability to regain maximum function; or for requesting nonformulary prescription drugs you have already been taking for a while. Drug samples given to you by a provider or a drug maker will not count as drugs you have been taking for a while. To have your request expedited, indicate on the form that the request is urgent.
Standard exception request – this is for non-urgent circumstances.
Notification - following your request, we will send you and/or your provider notification of our decision no later than:
If you think your request was denied incorrectly, you and your provider may seek additional review by Molina or an Independent Review Organization (IRO). Details are outlined in the notification you will receive with the reasons why the exception request was denied.
Information about cost sharing amounts can be found on our benefits at a glance brochure or by entering your prescription and pharmacy information into the check drug cost tool. To use the check drug cost tool, click on the “Drug Look-Up” link for your plan on our view plans webpage.
The Engage Cost Estimator Tool is for Molina Marketplace members to get a cost estimate for a procedure or service before receiving medical care from both in and out-of-network providers.
Estimates consider the plan of benefits, benefit accumulations, benefit limits, and out-of-pocket accumulations at the time of the inquiry.
No, they are only estimates and will not be the final cost. Estimates do not include unexpected charges for unexpected services/procedures or balance billing from out-of-network providers. Contact your provider for the final cost.
Estimates are not a guarantee that benefits will be provided for the service. Contact your provider to confirm services for any medical care.
In your MyMolina portal, go to the ‘Contact Us’ to find your Customer Support telephone number or send a message to us.
For more information about Open Enrollment and Special Enrollment Periods, please visit beWellnm.com or call them at the beWellnm Customer Engagement Center at 1-833-862-3935 during the following hours (please note the following are Mountain time below):
beWellnm Operating Hours
Open enrollment for 2025 is November 1, 2024 through January 15, 2025.
Complete your enrollment application by December 31, 2024, for a January 1, 2025, effective date.
Other qualifying life events may apply. For more information, visit beWellnm.com.
Please visit bewellnm.com or call them at the beWellnm Customer Engagement Center at 1-833-862-3935 during the following hours (please note the following are Mountain time below):
beWellnm Operating Hours
To make a payment for you monthly premium, got to beWellnm.com or call at 1-833-862-3935 local time (Mountain time). They provide several payment options for you convenience. They accept Personal/Cashier's Checks, Money Orders, Automated Clearing House (ACH), and Debit/Credit Cards. You can also sign up for recurring payments. It is convenient and worry free!
For the initial payment, the subscriber/policyholder does not have to wait for an invoice. The subscriber/policyholder can pay online at the point of enrollment from their beWellnm.com account. When paying online, the subscriber is limited to ACH and credit/debit cards.
Consumers, who are currently enrolled on the Exchange with financial assistance and experience a change that impacts their APTC and/or CSR will have their updated APTC amount applied to their enrollment, as follows:
Consumers who are currently enrolled on the Exchange with no financial assistance and subsequently gain eligibility for APTC will have the new APTC amount applied to their premiums as described above. Please go to beWellnm.com and update your information.
Please visit beWellnm.com or call them at the beWellnm Customer Engagement Center at 1-833-862-3935 during the following hours (please note the following are Mountain time below):
beWellnm Operating Hours
beWellnm Operating Hours
Yes, it is easy to do so through beWellnm.com and following the prompts to make a payment, which will lead you to the recurring payments option.
Automated Clearing House (ACH).
Payments are due on the 23rd of the month for coverage to begin the 1st of the following month.
3-5 business days depending on how long it takes your bank to process the transaction.
Recurring payments will be processed on the 18th of every month prior to the due date of the 23rd, for the total balance due of your health insurance premiums. This remains in effect for as long as you are covered with Molina, or until you cancel Recurring payments, whichever comes first.
Please visit bewellnm.com or call them at the beWellnm Customer Engagement Center at 1-833-862-3935 during the following hours (please note the following are Mountain time below):
beWellnm Operating Hours
Yes. You may select a different health plan until December 31, for a January 1 start date. Please go to beWellnm.com to review your plan options.
Please go to beWellnm.com and update your information.
Yes, you and your dependents will be automatically enrolled in Molina, if they were covered by your previous insurer.
If you are eligible for tax credits and your family size and/or income has not changed, you will continue to receive tax credits.
Log in to www.MyMolina.com to view your personal benefit information. If you don’t already have an account, you can register for one using your Member ID.
Yes, but you need to continue to pay your current/previous insurer until the end of the year.
Log in to www.MyMolina.com to view your personal benefit information. If you don’t already have an account, you can register for one using your Member ID.
After you make your initial payment, you will receive your ID card within 10 days.
While all the efforts are being made to keep your premiums low, premiums may increase depending on your family size and/or income. You will be notified by Molina through your monthly invoice on the exact monthly premium amounts.
For your convenience, we have a Provider Online Directory where you can search for available choices in your area. Go to Provider Online Directory
Yes, If your doctor is in Molina’s network. To find out if your doctor is in Molina’s network, go to Provider Online Directory
To view all of our covered formularies, go to Molina Healthcare Drug Formulary
You can contact member services to answer any questions you may have